Ar Riba (Interest)

*INTEREST (RIBA) IS DANGEROUS TO FAITH*

* Don’t take riba Q3:130-2.

* Interest does not increase wealth or rise its status before Allah. Q30:39

* It is wrongful appropriation of other people’s property Q4:161

* Those who benefit from riba shall be raised like those who have been driven to madness by the touch of the Devil  Q2:275

* Whoever return to riba (interest) is dweller of the fire. Q. 2:275

* Allah deprives riba of all blessing but blesses charity Q2: 276.

* Give up the riba that remains outstanding if you are believers, if not take notice of war from Allah and His Messenger if you’re 2:278 & 279

* One who consumes riba, … is cursed. The Messenger of Allah (blessings and peace of Allah be upon him) cursed the one who consumes riba and the one who pays it, the one who writes it down and the two who witness it, and he said: they are all the same.  Bukhari 5962, Muslim 1598, Kitab al-Musaqat, Bab la'ni akili al-riba wa mu'kilihi; also in Tirmidhi and Musnad Ahmad, Fataawa Noor ‘ala ad-Darb, 16/2

* Receiving interest is worse than committing adultery thirty six times. 'Abdallah ibn Hanzalah reported that the Prophet, peace be on him, said: *"A dirham of riba which a man receives knowingly is worse than committing adultery thirty-six times"* Ahmad and Al Tabarani; classed as sahih by Albani in Sahih Jami’, No 3375. And he said: *“there are seventy-two types of riba, the least of which is like a man committing incest with his mother”* Al Tabarani in al-Awsat; classed as Sahih bu Albani in Sahih Jami’, No 3537. Mishkat al-Masabih, Kittab al-Buyu', Bab al-riba, on the authority of Ahmad and Daraqutni. Bayhaqi has also reported the above hadith in Shu'ab al-iman with the addition that "Hell befits him whose flesh has been nourished by the unlawful"

* Interest receiver will be identified with big stomach full of snakes in the Hereafter. Abu Hurayrah reported that the Prophet, peace be on him, said: "On the night of Ascension I came upon people whose stomachs were like houses with snakes visible from the outside. I asked Jibril who they were. He replied that they were people who had received riba." Ibn Majah, Kitab al-Tijarat, Bab al-taghlizi fi al-riba; also in Musnad Ahmad.

* He who takes riba will not be allowed to enter Paradise. Abu Hurayrah reported that the Prophet, peace be on him, said: "Allah would be justified in not allowing four persons to enter paradise or to taste its blessings: he who drinks habitually, he who takes riba, he who usurps an orphan's property without right and he who is undutiful to his parents." (Mustadrak al Hakim, Kitab al-Buyu.

* In general the scholars are agreed that riba is haraam and is a major sin. Al-Sharh al-Mumti’ ‘ala Zaad al-Mustanqi’, 8/387, Fatawa lajnah al-Daimah 13/385

More Ref: ('Abd al-Rahman al-Jaziri, al-Fiqh "Ala al-Madhahib al-Arba'ah, Cairo: Al-Maktabah al-Tijariyyah al-Kubra, 5th ed., n.d., vol. 2, pp. 245-8). (Al-Tafsir al-Kabir, Tehran: Dar al-Kutub al-'illmiyyah, 2nd ed., n.d., wol. 7, p. 85).  (Ahkam al-Qur'an, Cairo: Al-Matba'ah al-Bahiyyah al-Misriyyah, 1347 AH, vol. 1, pp. 551-2). (Ahkam al-Qur'an, Cairo: 'Isa al-Babi al-Halabi, 1957, p. 242). (A'lam al-Muwaqqi'in, Cairo: Maktabah al-Kulliyyat al-Azhariyyah, 1968, vol. 2, pp. 154-5). (Hujjat Allah al-Balighah, Lahore: Qawmi Kutub Khana, 1953, tr. Mawlana Abdul Rahim, vol. 2, pp. 474-5).  (Al-Muqni', Qatar: Matabi' Qatar al-Wataniyyah, 1973, vol. 2, pp. 64-77). (Tadhkirah al-Fuqaha', Najaf: Matba'ah al-Najaf, 1955, vol. 7, p. 84).

My brethren! Did you know that if you borrow credit from network service provider (telecommunication) YOU PAY INTEREST?! sadaqallahul 'azeem where He says: "By the Time! Man is surely in loss, except those who believed and did good works, and exhorted one another to Truth, and exhorted one another to patience." Q103:1-3

Wasadaqa rasulullah in the Hadith of Abu Hurayrah when he reported that the Prophet, peace be on him, said: "There will certainly come a time for mankind when everyone will take riba and if he does not do so, its dust will reach him." (Abu Dawud, Kitab al Buyu, Bab fi ijtinabi al shubuhat; also in Ibn Majah).

On our bank accounts, we receive interest and we see it as nothing whereas it is compared to committing *ADULTERY THIRTY-SIX TIMES* or *INCEST WITH OWN MOTHER*, Subhannllah!

Convincingly, interest affects our beliefs because it is a major sin, not only confirm in the Quran but also in the Injil (Bible). Try and open bank account with non-interest bank, and where we don't have such bank open interest free account or you negotiate with your account officer. You don't need interest  (riba) to be successful.

May Allah grant us benefiting understanding and bless our transactions.